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NBC Employees Federal Credit Union Go to main content

Personal Loans

You need to borrow, we’re here to help.  Bill consolidation, motor vehicle of any nature, pledge of savings, personal line of credit, they’re all here.  

Signature Loans                                                    

Whether you want money for holiday shopping, vacation, school tuition, paying taxes or simply consolidating credit card bills and other debts, your signature is all you/we need.

  • Borrow up to $25,000
  • Competitive interest rates
  • Flexible terms of up to 60 months
  • Multiple repayment options
  • No prepayment penalty
Check Rates          Apply Now


New & Used Auto Loans                                                

New or used, sports or family, we can help you drive away in whatever kind of car you choose.  Have an existing auto loan?  We'll refinance that car for a lower rate with reduced payments.

  • Borrow up to 100% N.A.D.A. retail value
  • Competitive interest rates
  • Flexible terms of up to 72 months
  • Multiple repayment options                
  • Get pre-approved and shop with confidence
  • Refinancing loans from other lenders welcomed
Check Rates          Apply Now


New & Used Motorcycle, Boat & RV Loans                                       

If your idea of excitement includes two wheels, water or just seeing the country, we’ll provide affordable financing to help you get on your way.

  • Borrow up to 75% N.A.D.A. retail value
  • Competitive interest rates
  • Flexible terms
  • Multiple repayment options
  • Get pre-approved and shop with confidence
  • Refinancing loans from other lenders welcomed
Check Rates          Apply Now 

Share Secured Loans                                                

Need money but don’t want to use all your savings?  Then borrow against your Credit Union accounts with a share secured loan.

  • Borrow up to the full value of your saving or certificate accounts
  • Low interest rates
  • Flexible terms of up to 72 months
  • Multiple repayment options
  • Great for establishing or improving credit
Check Rates          Apply Now

Overdraft Protection                                                

This valuable service for members that frequently use their checking account, Overdraft Protection ensures that a check you wrote (or any other preauthorized withdrawal) will be honored even when you may not have the funds available in your account.  Overdraft advances to cover non-sufficient funds are transferred in $100 increments.  This may eliminate returned checks (thus protects your credit rating), save you money (returned check charges) and the embarrassment of having bounced checks.

  • Line of credit of up to $5,000
  • Low interest rates
  • Automated repayment plan

Loan Calculator

How to Apply:                                                

  • Online – Click here
  • In Person – Stop by 1221 Avenue of the Americas, C2 Level, New York, NY 10020
  • By Phone – Call us at 212-332-2610

 

Your Right To A Free Credit Report                                           

The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting agencies (Equifax, Experian, and TransUnion) to make available, upon request, a free copy of a member’s credit report once every 12 months.  The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting agencies.

To get your copy, go online (www.annualcreditreport.com), call (877-322-8228) or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.  Do not contact the three nationwide credit reporting companies individually.  For more information, go to the Federal Trade Commission (FTC) website (http://www.consumer.ftc.gov/articles/0155-free-credit-reports).

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