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NBC Employees Federal Credit Union Go to main content

Rates and Fees

To help make life a little more affordable, your Credit Union offers competitive rates on home, car, motorcycle, boat, RV and other loans to our members to help finance what you've been dreaming of.  In addition, we offer generous dividends on savings, checking, certificates and IRAs.

To learn more about our loan and deposit rates or any product or service we offer, stop by to speak with a Member Representative, email us or call us at 212-332-2610.

 

Deposit Rates
Loan Rates
Fees

Loan Rates

Loans
Effective as of: Tuesday, December 18th, 2018
Loan TypeMaximum AmountMaximum TermInterest Rate
      (as low as)
Personal
  $25,000.00 0-24 Months 8.250%
    25-36 Months 8.750%
    37-60 Months 9.500%
New Auto
  100% Invoice 0-24 Months 2.950%
  before taxes 25-36 Months 3.450%
    37-72 Months 3.950%
Used Auto
  100% of NADA 0-24 Months 2.950%
  Trade-in Value 25-36 Months 3.450%
    37-60 Months 3.950%
Used Auto
  100% of NADA 0-24 Months 3.950%
  Retail Value 25-36 Months 4.450%
    37-60 Months 4.950%
New Boat & RV   Ask for Details Determined Daily
Used Boat & RV   Ask for Details Determined Daily
Share Secured Total Shares 0-72 Months Share rate +2.50%
      (minimum of 4.00%)
Overdraft Protection $1,000.00 Revolving 13.900%
VISA Classic Credit Card $10,000.00 Revolving 12.900%
VISA Platinum Credit Card $25,000.00 Revolving 7.900%
VISA Platinum Rewards Credit Card $25,000.00 Revolving 9.900%
Home Equity *
  $200,000.00 0-60 Months 4.500%
  $200,000.00 61-84 Months 4.750%
  $200,000.00 85-180 Months 5.250% **
Home Equity Line of Credit * $200,000.00 Revolving Prime 0.25% ***
First Mortgage * $750,000.00 360 Months Call for a Quote
* New York, New Jersey, Connecticut and Pennsylvania properties only.
** Lower variable rates (ARM) are available.
*** Subject to adjustments semiannually. Minimum rate of 4.00%.

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