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NBC Employees Federal Credit Union Go to main content

Rates and Fees

To help make life a little more affordable, your Credit Union offers competitive rates on home, car, motorcycle, boat, RV and other loans to our members to help finance what you've been dreaming of.  In addition, we offer generous dividends on savings, checking, certificates and IRAs.

To learn more about our loan and deposit rates or any product or service we offer, stop by to speak with a Member Representative, email us or call us at 212-332-2610.



Fees & Charges

VISA Gift Cards ($10 to $500) 3.75
ATM Inquire & Transfer 0.50 (2)
ATM Cash Withdrawals & POS 1.00 (2)
Debit Card Cash Withdrawal (4/month free) 1.00
3rd Party Checks (under $500) 1.00
Copy of Paid Check 2.00 (1)
Copy of Statement 5.00
Stop Payment of Check 5.00
Stop Payment of Check (over 3 – flat fee) 15.00
Stop Payment of Check (over 10 – flat fee) 25.00
Certified Check 5.00
Dormant Account (quarterly) 5.00 (3)
Excess Withdrawals on MMAs 10.00
MMA Maintenance (under $2,500) 10.00
Check Hold Violation 10.00
NSF – ACH and Check Cleared 10.00
NSF – ACH and Check Returned 20.00
Overnight ACH and Check Hold 20.00
Research (hourly – minimum 1 hour) 20.00
Deposit of Foreign Item 10.00
Deposited Check Returned 10.00
Early Withdrawal from Holiday Club 10.00
Premature Withdrawal from IRA 10.00
Account Maintenance – IRA (annual) 10.00
Outgoing Wire – Domestic 15.00
Outgoing Wire – International 40.00
Liens and Levies 30.00
Letter of Credit 50.00
Loan Processing (refied within one year) 25.00
Notary for Non-member (up to 5 pages) 10.00
FedEx Next Day Delivery 10.00
FedEx Next Morning Delivery 15.00

(All fees and charges are subject to change at any time.)

(1) Free with Online and Mobile Banking.
(2) Inquires, transfers, POS, and first 4 withdrawals per month are free under the Premium Package.
(3) No activity for 3 years.

Premium Package - Sign up for any 4 products / services listed below and you will get the Premium Package Advantages

* Share Savings Account * VISA Credit Card
* Sharedraft/Checking Account * Share Certificate
* Holiday Club Account   * IRA Account
* Direct Deposit of Net Pay, Social Security  * Money Market Account
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