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NBC Employees Federal Credit Union Go to main content

Rates and Fees

To help make life a little more affordable, your Credit Union offers competitive rates on home, car, motorcycle, boat, RV and other loans to our members to help finance what you've been dreaming of.  In addition, we offer generous dividends on savings, checking, certificates and IRAs.

To learn more about our loan and deposit rates or any product or service we offer, stop by to speak with a Member Representative, email us or call us at 212-332-2610.

 

Deposit Rates
Loan Rates Fees

Deposit Rates

Saving Accounts
Effective as of: Tuesday, May 30th, 2017
Minimum BalanceDividend RateAPY*
Regular Share Savings
$50 0.50% 0.503%
Holiday Club
$50 0.50% 0.503%
Vacation Club
$50 0.50% 0.503%
IRA Share Accounts
$50 1.25% 1.261%
Escrow Accounts
$50 0.10% 0.100%
Share Draft Accounts
$500 to $2,499 0.10% 0.100%
Over $2,500 0.20% 0.201%
*APY=Annual Percentage Yield. Dividends are computed monthly on average daily balances of $5 or more and posted monthly. Rates may change after an account is opened. Fees may reduce earnings. Terms and rates are subject to change without notice. Please see our Truth-in-Savings Agreement and Disclosure for further information. All accounts owners are insured for up to $250,000 by the National Credit Union Administration (NCUA).

Money Market Account
Effective as of: Tuesday, May 30th, 2017
BalanceDividend RateAPY*
Less than $5,000 0.35% 0.351%
$5,000 to $24,999 0.60% 0.602%
$25,000 to $49,999 0.65% 0.652%
$50,000 to $99,999 0.75% 0.753%
Over $100,000 0.75% 0.753%
*APY=Annual Percentage Yield. Dividends are computed monthly on average daily balances of $5 or more and posted monthly. Rates may change after an account is opened. Fees may reduce earnings. Terms and rates are subject to change without notice. Please see our Truth-in-Savings Agreement and Disclosure for further information. All accounts owners are insured for up to $250,000 by the National Credit Union Administration (NCUA).

Share Certificates
Effective as of: Tuesday, May 30th, 2017
Minimum Balance to open a Certificate is $1,000.
TermDividend RateAPY*
6 to 11 Months 0.75% 0.755%
12 to 23 Months 0.90% 0.906%
24 to 35 Months 1.25% 1.261%
36 to 59 Months 1.50% 1.515%
60 Months 2.00% 2.024%
*APY=Annual Percentage Yield. Dividends are computed monthly on average daily balances of $5 or more and posted monthly. Rates may change after an account is opened. Fees may reduce earnings. Terms and rates are subject to change without notice. Please see our Truth-in-Savings Agreement and Disclosure for further information. All accounts owners are insured for up to $250,000 by the National Credit Union Administration (NCUA).

IRA Certificates
Effective as of: Tuesday, May 30th, 2017
Minimum Balance to open a Certificate is $1,000.
TermDividend RateAPY*
6 to 11 Months 1.00% 1.007%
12 to 23 Months 1.15% 1.159%
24 to 35 Months 1.50% 1.515%
36 to 59 Months 1.75% 1.769%
60 Months 2.25% 2.280%
*APY=Annual Percentage Yield. Dividends are computed monthly on average daily balances of $5 or more and posted monthly. Rates may change after an account is opened. Fees may reduce earnings. Terms and rates are subject to change without notice. Please see our Truth-in-Savings Agreement and Disclosure for further information. All accounts owners are insured for up to $250,000 by the National Credit Union Administration (NCUA).

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