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NBC Employees Federal Credit Union Go to main content

Credit Cards

VISA Platinum Preferred — Not just another credit card

Whether shopping or traveling, we have the cards you want to use!


Low Fixed Rate at 7.90%

Rewards Card at 9.90% 

Apply Now You can earn points with every purchase you make.
Points may be redeemed for cruises, air travel, hotel stays, car rentals, or name brand merchandise just to name a few.

Apply Now

Our VISA Platinum Preferred Card Presents

  • Free 25-Day grace period.
  • No annual fee.
  • No cash advance fee.
  • No balance transfer fee.
  • No over limit fee.
  • No minimum finance charge.
  • Zero fraud liability.
  • Generous credit lines of up to $25,000.
  • Free Online Account Access.
  • Year-end Account Summary Statement.
  • 24-Hour Roadside Dispatch Assistance.
  • 24-Hour Toll-Free Worldwide Customer Service.
  • Around-the-clock fraud protection alerts us to unusual activity on your account.
  • Scorecard Reward Program allows you to earn points good towards airline mileage, auto rental or brand name merchandise.
  • Concierge service that includes limousine service, information and reservations for golf, dining, performance and special events.

Shopping Advantages

  • Purchase Price Protection guarantees you the lowest advertised price on most items purchased for up to 60 days after purchase.
  • Purchase Security automatically protects most items purchased in the event of theft or damage for up to 90 days after purchase.
  • Warranty Manager extends manufacture warranties (of 3 years of less) for up to one additional year on eligible items purchased.

Travel Advantages

  • $1 Million Travel Accident Coverage.
  • Lost Luggage Protection insures your checked luggage for up to $1,250.  (check – may be for $3,000)
  • Auto Rental Collision Damage Waiver protects you for up to the full value of the car.
  • Emergency Evacuation and Transportation Insurance covers your transportation expenses due to sudden illness, injury, or death during your trip.
  • Emergency Medical and Legal Referrals can put you in touch with English-speaking doctors and attorneys while abroad during your trip.

Don’t have perfect credit? 

You may still qualify for the VISA Classic Credit Card that includes:

  • A Surprisingly LOW 12.90% fixed interest rate.
  • No annual or cash advance fee.
  • Free 25-day grace period.
  • Travel/accident coverage.
  • Roadside dispatch assistance
  • Auto rental collision deductible.
  • Credit lines of up to $10,000.
  • Secured card for members with credit problems.
  • Around-the-clock fraud protection alerts us to unusual activity on your account.

How to Apply

Online – Click Here
In Person – Stop by 1221 Avenue of the Americas, C2 Level, New York, NY 10020
By Phone – Call us at 212-332-2610
By Fax – Click here to download application and fax to 212-332-2620
By Mail – Click here to download application and mail to NBC (NY) EFCU, 1221 Avenue of the Americas, C2 Level, New York, NY 10020

Need Assistance

Automated Service
PIN Changes (1)
Lost or Stolen
Card Activation (2)
Out-of-Country Support
  1. If you do not know your current PIN, you must first contact the Credit Union. We will then order you a new PIN that you will receive in 7-10 days (we cannot expedite this timetable).
  2. If it has been more than 120 days since your card was issued, you must contact the Credit Union.

VISA Credit Card Agreement

VISA Credit Card Benefits

VISA Auto Rental Benefits

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